Real Estate Investors

As a real estate investor, you need to be protected with the right insurance policy. Whether you're flipping properties, wholesaling, or renting out spaces for short-term or long-term use, Virgin Financial Group can help create a policy that's tailored just for you.

Real estate investors need different insurance policies than the average landlord

Real estate investors need different insurance policies than the average landlord

Our experts understand that real estate investments require different coverage than the average landlord, and we're here to help you get the protection you need.

A landlord generally needs insurance to protect against third-party liability, but as a real estate investor, your risks are different.
Real estate investors need to be protected from any potential liability that could come from their tenants. This includes things like damage to the property, personal injury, or even wrongful eviction.

Fix and Flip

For fix and flip real estate investors, you may want to consider some of the following insurance options:

General Liability Insurance

This will protect you from any third-party claims of bodily injury or property damage that may occur on your property.

Vacant Property Insurance

This insurance protects your investment property when it is unoccupied for a period of time and can help cover the costs of repairs if your property is vandalized.

Builder's Risk Insurance

This insurance protects your investment during the construction or renovation process in case of any accidental damage to the property.

Wholesaling

As a wholesaler, you need to be prepared for any legal liabilities that could come from your real estate transactions. This includes things like misrepresentation, non-disclosure, or even fraud. You may want to consider some of the following insurance plans:

Errors and Omissions Insurance

This insurance protects you from any legal liabilities that could come from your real estate transactions.

General Liability Insurance

This will protect you from any third-party claims of bodily injury or property damage that may occur on your property.

Rental Property

If you're renting out properties, you need to be protected from any potential liability that could come from your tenants. This includes things like damage to the property, personal injury, or even wrongful eviction.

Rental Property Insurance

This insurance protects you from any potential liability that could come from your tenants. This includes things like damage to the property, personal injury, or even wrongful eviction.

Commercial Real Estate

For those investing in commercial real estate, you may want to consider:

Commercial Property Insurance

This will protect your property from any damage or loss that may occur. This includes things like fire, theft, vandalism, or even natural disasters.

Business Interruption Insurance

This insurance will protect your business in the event that it has to be shut down due to an unexpected event. This could include anything from a fire to a power outage.

Airbnb - Short Term Rental

For those who have invested in short-term rental properties, you may want to consider:

 Airbnb Host Protection Insurance

This insurance protects you from any legal liabilities that could come from your short-term rentals. This includes things like property damage, personal injury, or even fraud.

Commercial General Liability Insurance

This will protect you from any third-party claims of bodily injury or property damage that may occur on your property.

Vacant Property Insurance

This insurance protects your investment property when it is unoccupied for a period of time and can help cover the costs of repairs if your property is vandalized.

Tailor a policy to fit your needs with Virgin Financial Group

Tailor a policy to fit your needs with Virgin Financial Group

Real estate investors have unique insurance needs that are different from the average landlord. For example, an investor may need coverage for their property when it is not rented out. This could include protection against damage from natural disasters or theft.

A good insurance policy can protect your investment and help you recover if something goes wrong. That's why it's important to work with an experienced agent who can help you find the right coverage for your needs. At Virgin Financial Group, we understand the risks involved in real estate investing and can help you find the right insurance policy to protect you and your investment. Contact us today to learn more!

Frequently Asked Questions

What are the risks associated with investing in real estate?

Risks associated with investing in real estate can include damage to the property, financial loss due to lawsuits, legal issues, and injuries on the property.

I run an Airbnb, do I need insurance?

Yes, you likely need insurance if you're using your property for short-term rentals through Airbnb or another service. This is because you could be held liable for any damage or injury that occurs on the property. You can get a free quote today to find the right insurance policy for your needs.

Do I need insurance if I am flipping a house?

Yes, you likely need insurance if you're flipping a house. This is because you may need insurance to protect your investment in the event that the house is damaged during renovations.

Is there a difference between insurance for a rental property and an investment property?

Yes, there is a difference between insurance for a rental property and an investment property. A rental property is typically covered by a landlord liability policy, while an investment property is typically covered by a property damage policy.

What if I own multiple properties?

If you own multiple properties, you may need to purchase multiple insurance policies to cover all of your assets. You should speak with your insurance agent to determine the best way to protect your investment.

Work With Us

At Virgin Financial Group, we understand the risks and rewards associated with real estate investing. We have a wide variety of insurance policies to protect your investment property from any potential damages or losses. We also have experts on staff who can help you find the right policy for your needs and advise you on how to best protect your investment. Contact us today to get started!

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